|
LOAN INTEREST RATES (Effective January 6, 2010)
|
|
| Auto Loan Rates |
| Type |
Amount Down |
24 Months |
36 Months |
48 Months |
60 Months |
|
New Auto (2009 with 15,000 miles or less & all newer models)
|
20% |
4.50% |
4.50% |
4.50% |
4.50% |
| 0% |
4.75% |
4.75% |
4.75% |
4.75% |
| |
|
|
|
|
Used Auto
(2007 & 2008) |
20% |
4.75% |
4.75% |
4.90% |
5.15% |
| 0% |
5.00% |
5.00% |
5.15% |
5.40% |
| |
|
|
|
|
|
Used Auto
(2004, 2005 & 2006)
**2003 & older models call CU for rates
|
0% |
5.90% |
5.90% |
5.90% |
----
|
|
| Other Loans |
| Type |
Term |
Rate |
| Recreational Vehicle Loan |
Up to 72 Months |
9.49% |
| Signature Loan |
One year payback |
10.00% |
| Three years payback |
15.50% |
| Share Secured Loan (2% above Share Saving rate) eff 4/1/08 |
— |
3.00% |
| Home Improvement Loan |
Up to 60 Months |
7.00% |
| 61 to 120 Months |
8.00% |
| Home Equity Loan |
Up to 5 Years |
5.00% |
| 5 to 10 Years |
5.50% |
|
|
SHARE DIVIDEND RATES (Effective November 1, 2009)
|
|
| Accounts |
| Type |
Minimum Balance* |
Share Dividends |
Annual Percentage Yield |
| Share Drafts |
$0 |
.25% |
.25% |
| Regular Shares |
$25.00 |
1.00% |
1.00% |
| IRA |
$100.00 |
2.50% |
2.53% |
*Dividends accrue for all days that the minimum balance requirements are met. |
